Commercial AUTO INSURANCE
An alliance of leaders working together for small businesses.
Why You Need Commercial Auto Insurance
You wouldn't dream of driving your personal automobile without insurance. It's just as important to protect your company vehicles. Even if you have personal auto insurance, you still need commercial auto insurance. That's because vehicles involved in an accident while engaged in company business may not be covered by your personal insurance. To make matters worse, you could be charged with misrepresentation if you've placed a vehicle you use for commercial purposes under your personal auto policy.
What Commercial Auto Insurance Covers
There are a variety of coverages for your commercial autos and your agent or broker can help you choose the right one. The discussion should include business-use autos, pickups, vans, and trucks. You may also want to include a conversation about: (i) "non-owned" vehicles if your employees use their own vehicles to run errands; and (ii) rented vehicles if your employees rent cars when traveling.
About the Alliance
Learn about why USAA and The Hartford have teamed up to provide you with unequalled protection.
Learn more about our commercial auto insurance for small businesses.
This document outlines in general terms the coverages that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages described in this document may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.
USAA is acting as an agent through its insurance agency affiliate, USAA General Agency, Inc. or USAA Insurance Agency, Inc. The USAA Business Insurance Program offered through the agency affiliate is available only to persons eligible for USAA membership. The Hartford Fire Insurance Company and its affiliates provide the insurance for this program. All insurance applications are subject to underwriting to determine acceptability. Product availability and coverage may vary by state. Insurance descriptions are general in nature. Please refer to your policy for full disclosure of coverages, limitations and conditions.