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Is your current insurance policy Greek to you? Has a client demanded you have a type of coverage you've never heard of? Whenever you stumble over insurance jargon, click on this translator tool. It contains plain English definitions of hundreds of insurance terms.
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A person who occupies a position of special trust and confidence, e.g., in handling or supervising the affairs or funds of another.
A person who is entrusted to act on someone else's behalf.
Special property insurance that covers works of art.
Coverage you need to have if your business owns any works of art, like fine paintings, statues, or Oriental rugs. May not be included in the basic property policy.
Fire must be combustion sufficiently rapid to produce a spark, flame, or glow, but not an explosion, and it must be “hostile” as opposed to “friendly.” It must be accidental, and must also be the proximate cause of the damage.
Combustion that occurs where it’s not supposed to that accidentally causes damage.
Liability coverage for the insured's legal liability in cases where the tenant cases fire damage to the rented property.
Protects you if you rent space and cause a fire that damages it.
An insurance contract covering a number of automobiles may be specifically designated, or provision may be made for automatic coverage on a reporting basis of all automobiles owned by the insured. To be eligible for such coverage all automobiles must be owned by a single insured.
Automobile insurance for a number of vehicles (five or more) for the same insured owner.
In general, any false writing with intent to defraud. It is defined by statute in the various states.
Falsely altering a document, such as a check or contract.
This document outlines in general terms the coverages that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages described in this document may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.
USAA is acting as an agent through its insurance agency affiliate, USAA General Agency, Inc. or USAA Insurance Agency, Inc. The USAA Business Insurance Program offered through the agency affiliate is available only to persons eligible for USAA membership. The Hartford Fire Insurance Company and its affiliates provide the insurance for this program. All insurance applications are subject to underwriting to determine acceptability. Product availability and coverage may vary by state. Insurance descriptions are general in nature. Please refer to your policy for full disclosure of coverages, limitations and conditions.