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Nearly all life insurance companies will add to their contracts, upon payment of a small additional premium, a clause which provides that in the event the insured is totally and permanently disabled, his insurance policy will be continued in full force even though the necessity of paying further premiums is waived by the company during the disability period.
A provision that states if the insured is totally and permanently disabled, the insurance policy will be continued in full force even if premiums are waived by the company during the disability period.
Provides protection to workers for injuries or death arising by accident out of, and in the course of, employment.
A type of insurance that provides benefits to workers if they become sick or injured on the job.
In certain policies, worldwide coverage is provided, e.g., jewelry, furs, personal effects, and personal property floaters.
Insurance coverage that covers the insured’s property on a worldwide basis.
This document outlines in general terms the coverages that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages described in this document may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.
USAA is acting as an agent through its insurance agency affiliate, USAA General Agency, Inc. or USAA Insurance Agency, Inc. The USAA Business Insurance Program offered through the agency affiliate is available only to persons eligible for USAA membership. The Hartford Fire Insurance Company and its affiliates provide the insurance for this program. All insurance applications are subject to underwriting to determine acceptability. Product availability and coverage may vary by state. Insurance descriptions are general in nature. Please refer to your policy for full disclosure of coverages, limitations and conditions.