Managing YOUR VEHICLE RISKS
An alliance of leaders working together for small businesses.
From company cars to delivery vehicles, your business's motor vehicles represent many types of risk in one place such as loss of goods, loss of sales, liability to persons and injury to your employees. No wonder your vehicle premium can account for a large portion of your overall commercial insurance cost. However, risk management can be used to help reduce motor vehicle liabilities, by simply:
- verifying driving records of potential employees.
- monitoring employee driving records.
- keeping your drivers properly trained.
USAA is acting as an agent through its insurance agency affiliate, USAA General Agency, Inc. or USAA Insurance Agency, Inc. The USAA Business Insurance Program offered through the agency affiliate is available only to persons eligible for USAA membership. The Hartford Fire Insurance Company and its affiliates provide the insurance for this program. All insurance applications are subject to underwriting to determine acceptability. Product availability and coverage may vary by state. Insurance descriptions are general in nature. Please refer to your policy for full disclosure of coverages, limitations and conditions.
This document outlines in general terms the coverages that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages described in this document may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.